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Agent: Often times when I am shopping a renewal for a customer I get quotes from several different carriers.

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Why did they inconvenience the client with such a simple task?

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NFIP filled an acute need, but falls short in a few areas that true insurance tries to address. Why can't homeowners get flood insurance in the regular market?

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Be ready to explain the difference next time a newcomer to the industry or an insured asks this common question.

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